Finance

SaaS Quick Ratio

How fast you gain MRR relative to how fast you lose it. Plus net revenue retention.

Finance · SaaS health

SaaS Quick Ratio

Gained MRR over lost MRR. ≥4 healthy, 2–4 ok, <2 risk.

As of May 13, 2026
5.00
Quick ratio
Excellent
What it means

Growth dwarfs revenue loss. Pour fuel on the fire.

Next move
Pour fuel on growth — CAC payback and hiring should expand.
Net new MRR
$32,000
NRR
101.0%
GRR
96.0%

Monthly MRR flows

Inputs · USD

Gained vs lost

Numerator vs denominator
Gained
$40,000
New ARR$30,000
Expansion$10,000
Lost
$8,000
Churn$6,000
Contraction$2,000
$40,000 ÷ $8,000= 5.00
Ending MRR
$232,000
Net new
$32,000
NRR
101.0%
GRR
96.0%

12-month trend

Monthly quick ratio. Watch dips below the 2 line.

Jun 25
Jul 25
Aug 25
Sep 25
Oct 25
Nov 25
Dec 25
Jan 26
Feb 26
Mar 26
Apr 26
May 26
MonthNewExpansionChurnContractionQR
Jun 255.08
Jul 255.08
Aug 255.08
Sep 255.08
Oct 255.08
Nov 255.08
Dec 255.08
Jan 265.08
Feb 265.08
Mar 265.08
Apr 265.08
May 265.08

Multiple consecutive months below 2 → retention investigation, not more marketing spend.

Benchmarks

Scale VP · OpenView
Quick ratio 4+
Best-in-class
Pour fuel on growth
Quick ratio 2 – 4
Solid
Healthy growth
Quick ratio 1 – 2
Treading water
Churn is the bottleneck
Quick ratio < 1
Shrinking
Retention work, not marketing

Source: Mamoon Hamid (Scale Venture Partners) 2015 + OpenView 2024 SaaS benchmarks.

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