The classic SaaS health check: growth rate plus profitability margin. Benchmarks included.
Growth + margin should clear 40. The line between premium SaaS and the rest.
Source: company earnings (10-Q/10-K), Clouded Judgement Q4 2024 · TTM revenue growth & FCF margin
Rule of 40 = revenue growth (%) + profitability margin (%). Above 40 is the bar public markets pay premium multiples for. FCF is the harder, cleaner test; EBITDA is the friendlier one.
Calculate monthly payment, total interest, and full amortization schedule for any fixed-rate loan.
Model investment growth with monthly contributions and compounding. See the curve, not just the number.
Plug in fixed costs, variable costs, and price. Know exactly how many units you need to sell to stop losing money.
The classic SaaS health check: growth rate plus profitability margin. Benchmarks included.
Growth + margin should clear 40. The line between premium SaaS and the rest.
Source: company earnings (10-Q/10-K), Clouded Judgement Q4 2024 · TTM revenue growth & FCF margin
Rule of 40 = revenue growth (%) + profitability margin (%). Above 40 is the bar public markets pay premium multiples for. FCF is the harder, cleaner test; EBITDA is the friendlier one.
Calculate monthly payment, total interest, and full amortization schedule for any fixed-rate loan.
Model investment growth with monthly contributions and compounding. See the curve, not just the number.
Plug in fixed costs, variable costs, and price. Know exactly how many units you need to sell to stop losing money.