Monaco Tool

Registration Tax Calculator

Work out the full cost of buying in Monaco — droits d'enregistrement (4.5%), notary fees (sliding scale), VAT on new-builds, and agency commission. Parent-child transfers are exempt.

€5.000.000

Monaco typical: 5-10% + 20% VAT

Total Acquisition Cost

€5.576.500

Price + €576.500 fees

Total Fees & Taxes

€576.500

Effective Rate

11.53%

Fees / price

Registration Tax

€225.000

at 4.50%

If this were a parent-child transfer, you'd save €225.000 on registration tax alone.

Cost Breakdown

Each component of your total acquisition cost.

Registration Tax€225.000
Notary Fees€50.000
Agency + VAT€300.000
Land Registry€1.500
Total fees & taxes€576.500
+ Purchase price€5.000.000
Total acquisition€5.576.500

Monaco Transfer Rules

  • Droits d'enregistrement: 4.5% on all arm's-length transfers; 0% between parents and children; 7.5% for opaque SCI structures.
  • Notary fees: sliding scale, ~1.5% under €1m, ~1.25% €1m-€3m, ~1% above €3m.
  • VAT: 20% only on new-builds within 5 years of completion.
  • Agency commission: 5-10% plus 20% VAT; split varies by deal (seller-paid is common on higher-end).
  • No non-resident surcharge — unlike the UK's 2% NRSDLT, Monaco treats all buyers equally.
  • No capital gains tax for Monaco-resident sellers on their main residence.