Spain Tool
ITP + Acquisition Cost Calculator
Calculate Spain's Impuesto de Transmisiones Patrimoniales (resale) or IVA + AJD (new-build), plus notary, registry, and gestoría — across all 17 comunidades autónomas.
€300.000
Total Acquisition Costs
€19.025
Effective Rate
6.34%
total / price
Main Tax (ITP / IVA+AJD)
€18.000
Price + Costs
€319.025
Your all-in outlay
Comunidad de Madrid: Lowest ITP in Spain; 4% reduced rate for young buyers (<35) on primary residence.
Cost Breakdown
Every component of your Resale (segunda transmisión) in Comunidad de Madrid.
ITP @ 6% €18.000
Resale property — Comunidad de Madrid
Notary fee€408
National arancel (Decree 1426/1989)
Property registry fee€217
National arancel (Decree 1427/1989)
Gestoría€400
Paperwork agent — optional but standard for foreign buyers
The Same Purchase, Every Region
Total acquisition costs at €300.000 across all 17 comunidades autónomas.
| Comunidad | ITP Rate | ITP | Total Acquisition |
|---|---|---|---|
| Comunidad de Madrid (you) | 6.00% | €18.000 | €19.025 |
| País Vasco | 4.00% | €12.000 | €13.025 |
| Navarra | 6.00% | €18.000 | €19.025 |
| Canarias | 6.50% | €19.500 | €20.525 |
| Andalucía | 7.00% | €21.000 | €22.025 |
| La Rioja | 7.00% | €21.000 | €22.025 |
| Islas Baleares | 8.00% | €24.000 | €25.025 |
| Región de Murcia | 8.00% | €24.000 | €25.025 |
| Castilla y León | 8.00% | €24.000 | €25.025 |
| Aragón | 8.00% | €24.000 | €25.025 |
| Asturias | 8.00% | €24.000 | €25.025 |
| Extremadura | 8.00% | €24.000 | €25.025 |
| Castilla-La Mancha | 9.00% | €27.000 | €28.025 |
| Cataluña | 10.00% | €30.000 | €31.025 |
| Comunidad Valenciana | 10.00% | €30.000 | €31.025 |
| Galicia | 10.00% | €30.000 | €31.025 |
| Cantabria | 10.00% | €30.000 | €31.025 |
Spain Acquisition Tax Rules (2026)
- • ITP (resale): set by each comunidad autónoma. Lowest: País Vasco (4%). Highest: Cataluña / C. Valenciana / Galicia (10%).
- • IVA (new-build): 10% nationally (7% IGIC in Canarias; 4% social housing).
- • AJD (new-build): 0.5% to 1.5% depending on region — stamp duty on the notarial deed.
- • Reduced rates: most regions offer reduced rates for under-35 buyers, primary residence, or large families — price caps apply.
- • Notary + Registry: regressive national tariff (Decrees 1426 & 1427/1989). Typically 0.5-1% combined.
- • Gestoría: optional paperwork agent (~€400) — strongly recommended for foreign / first-time buyers.
- • All foreign buyers also need an NIE before signing the escritura pública.