Analysis, strategy, and deep-dives for the Spanish property market — from ITP changes to Costa del Sol yields.
The real-estate route to residency closed in April 2025. Twelve months in, here's what actually happened to transaction volumes, buyer mix, and prime market prices — and what the NLV (Non-Lucrative Visa) is doing in its place.
Transfer tax ranges from 6% in Madrid to 10% in Cataluña and Comunidad Valenciana. A clean side-by-side of ITP rates across all 17 comunidades autónomas — with the real cost on a €300,000 purchase.
Marbella, Estepona, Fuengirola, Benalmádena — the Málaga coast's short-term let economy under scrutiny. Where gross yields are still above 7%, and where the municipal licence cap has already cut them in half.
The Ajuntament announced all 10,000+ HUT licences will not be renewed after November 2028. The implications for Airbnb operators, long-term landlords positioning to absorb the supply, and Barcelona prices overall.
Flat 24% on Spanish-source income for six years — an underused tool for relocating buyers. How the regime interacts with rental income, capital gains, and Modelo 720 reporting, in plain English.
After the ECJ ruling that slashed the penalties, Modelo 720 is still alive and still mandatory. A clear walkthrough of the €50,000 thresholds, when you actually need to file, and the filing traps that still catch people out.
Madrid added 8.6% to prices in the last 12 months, Barcelona 7.8% — but that's only half the story. A head-to-head on yields, regulation, tenant depth, and which capital still has room to run.
Valencia's IPV climbed 9.4% YoY — the fastest of any Comunidad Valenciana capital since 2007. The structural drivers: remote-work inflows, America's Cup legacy, and a rent-to-price ratio that still works at 5.5% gross.
Google, TDK and Vodafone opened tech hubs. Rents in the centro histórico doubled. A data-led look at what the tech migration did to Málaga's property market and who it priced out.
The islands posted the highest regional price growth in Spain at +9.1%. How the Balearic cap on foreign buyers is being debated, why Mallorca still trades at a premium to Ibiza, and which zones are saturated.
Without an NIE you can't sign an escritura. The two practical routes (in-Spain vs consulate), realistic timings now that consular backlogs have eased, and the documents Spanish notaries actually want to see.
With the ECB deposit rate at 2.25% and 12-month Euribor back below 2.4%, the 2.5-2.9% fixed-rate offer is common again. How the top Spanish banks are pricing residents vs non-residents, and what LTV you can realistically expect.