Premium Residency Checker
Saudi Premium Residency (iqama without sponsor) across all six tracks — SAR 800k permanent, SAR 100k/yr annual, 2024 property-investor (SAR 4m+), entrepreneur, and talent routes.
Property-investor track added in 2024. Qualifying freehold investment of SAR 4m+ in a REGA-licensed property, inside a designated investment zone. Residency holds as long as the qualifying property does.
Minimum: ر.س 4,000,000
Eligibility
Likely eligible
Estimated timeline: 3–6 months
Direct Fees
—
Recommendations
- • Property must be REGA-licensed and located in a designated investment zone.
- • Holy cities (Makkah, Medina) are excluded — non-Saudi / non-GCC cannot hold freehold there.
- • Retain clear chain-of-title and REGA deed — residency lapses if property is sold without replacement.
Benefits across all tracks
- • Live and work in Saudi Arabia without a sponsor (no kafeel)
- • Run a business or invest without a Saudi partner (for defined activities)
- • Freehold property ownership (except Makkah and Medina holy areas)
- • Sponsor family members (spouse, children, parents)
- • Multiple entry/exit without separate visa
- • Use fast-track airport lanes
- • No personal income tax (Saudi has no individual income tax regardless of residency)
- • Access to domestic banking services without guarantor
- • Ability to recruit domestic workers directly
Property-Investor Route Detail
Minimum investment
ر.س 4,000,000
≈ USD 1,066,000
Mortgage allowed
Yes
Property can be financed — the SAR 4m qualifying value is the gross property price, not the equity contribution. SAMA LTV caps apply (typically 70% for non-residents).
Eligible zones
- • Riyadh — designated investment zones
- • Jeddah — designated investment zones
- • Eastern Province — designated investment zones (Khobar, Dammam, Dhahran)
- • NEOM — via PIF-licensed vehicles
- • Red Sea Project — via SRC-licensed vehicles
Excluded
- • Makkah (Holy City) — foreign ownership prohibited
- • Medina (Holy City) — foreign ownership prohibited
Required Documents
- • Valid passport (minimum 6 months remaining)
- • Police clearance certificate from home country (apostilled)
- • Medical fitness certificate (Saudi-approved clinic or Saudi embassy clinic)
- • Proof of financial solvency (bank statements, investment records)
- • Proof of source of funds (for fee-paid tracks)
- • Passport-size photographs (Saudi standard, white background)
- • Biometrics at an SPR Center or Saudi embassy
- • CV / professional profile
- • Health insurance covering Saudi Arabia
- • For property-investor track: REGA-licensed deed (Title Deed - صك عقاري)
- • For entrepreneur track: MISA business licence and audited financials
- • For talent tracks: credentials, references, publications, awards
FAQs
Yes — the 2024 property-investor track allows Premium Residency via SAR 4m+ freehold investment in a REGA-licensed property inside a designated investment zone. Residency holds as long as the property does.