Saudi Tool
RETT / Transaction Tax Calculator
Saudi Real Estate Transaction Tax — flat 5% on transfer value, paid by the seller at deed registration. First-time Saudi buyer, inheritance, and first-degree-family-gift exemptions built in.
ر.س 1,500,000
Total RETT
ر.س 75,000
Paid by seller
RETT Rate
5.00%
Flat, not banded
Buyer Type
Saudi home mover
Net of RETT
ر.س 1,575,000
Price + tax
If You Were a Different Buyer
RETT at ر.س 1,500,000 across every buyer type.
| Buyer Type | RETT | Effective | Vs Your Case |
|---|---|---|---|
| Saudi home mover (you) | ر.س 75,000 | 5.00% | — |
| First-time Saudi buyer (primary residence) | ر.س 75,000 | 5.00% | ر.س 0 |
| Saudi investor / second property | ر.س 75,000 | 5.00% | ر.س 0 |
| Expat resident (valid iqama) | ر.س 75,000 | 5.00% | ر.س 0 |
| Non-resident (in designated zone) | ر.س 75,000 | 5.00% | ر.س 0 |
| Inheritance transfer | ر.س 0 | 0.00% | ر.س -75,000 |
| Gift to first-degree relative | ر.س 0 | 0.00% | ر.س -75,000 |
Saudi RETT Rules (2026)
- • Rate: Flat 5% on the transfer value. Not banded.
- • Payer: Seller pays at deed registration (Najiz / ZATCA portal). In practice, often built into the asking price.
- • First-time Saudi buyer: exempt on primary residence up to ر.س 1,000,000.
- • Inheritance & first-degree gifts: exempt. Notarised documentation required.
- • Replaced 15% VAT on property transfers in 2020. Agency and legal services still attract 15% VAT.
- • Foreign ownership: non-residents can only transact in designated investment zones. Makkah and Medina are excluded.