Monaco Due Diligence Checklist

Why: Confirms the seller is the legitimate proprietor, identifies charges, and feeds the pre-completion search.

Why: Reveals undischarged mortgages, pledges, privileges and any pending auction or seizure.

Why: Servitudes can restrict alterations, block extensions or impose neighbour rights. Must be disclosed.

Why: Confirms no mixed-tenure obligations transfer with the property.

Why: Defines what you can and cannot do: short-lets, pets, terrace structures, aircon units, exterior finishes.

Why: Flags upcoming works (facade, roof, lifts), disputes with the syndic, and unresolved litigation.

Why: Unauthorised works transfer with the property. If you plan a renovation, confirm consent is feasible before exchange.

Why: Prevents disputes on what stays. For furnished purchases, attach the inventory to the deed.

Why: Confirm whether parking is a private box, a paired space or a rotation. Monaco parking is itself a tradable asset.

Why: Does the cave transfer with the apartment? Some are held separately with their own lot number.

Why: The notaire represents the transaction, not you. Instruct a separate avocat to protect your specific interests.

Why: Confirms previous mortgages have been discharged and new lender's charge is properly registered.

Why: Shows how well the building has been looked after and forecasts near-term capex on shared systems.

Why: Drives long-term value. A prestige address supports rental and resale ceilings.

Why: Legally required on sale. Reveals hidden remediation costs (asbestos, lead, damp, energy upgrades).

Why: Buyer-commissioned survey — goes beyond the mandatory diagnostics to stress-test structure, installations and finishes.

Why: Reveals real running costs, special levies and whether the sinking fund absorbed them or owners paid out-of-pocket.

Why: An under-funded building = owners face cash calls. Check reserve versus AGM-voted future works.

Why: Must be modelled before exchange. Corporate purchases carry materially higher registration duty.